Finance

Your new and used automotive financing experts

At Coastal Chevrolet, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs. The Coastal Chevy finance center is dedicated to helping you find your dream car at a price that fits your budget. We would also be more than happy to help you explore your options. We want you to be completely satisfied with your next ride in Santa Barbara. 

Leasing vs. Financing at the Coastal Chevy Finance Center

A common question we receive from Bakersfield shoppers is, "Should I lease or finance?" There really is not a one-size-fits-all answer to this question. What may be right for one driver in Thousand Oaks may not be the best solution for another. We break down the basics of each option below to help you make a more informed decision. 

• When you lease, you will typically have lower monthly payments. This is because you are essentially paying to use the vehicle for a set amount of time.
• With financing, you are not limited by mileage restrictions. You can drive as much as you want around Ventura, and there are no charges for excess wear and tear on the vehicle. 
• If you like driving a brand-new car every couple of years, you may be a good candidate for leasing. 
• If you plan to customize your vehicle in any way, you will want to finance it. When you lease, you need to return the vehicle to the dealership, so it must be kept as close to factory condition as possible. 

Visit the Coastal Chevy Finance Center Today

If you have questions about the process of purchasing or leasing a vehicle, do not hesitate to get in touch with the Coastal Chevy finance center. Our finance experts are here to guide you through the process and help you get into your new vehicle. Contact Coastal Chevrolet's finance team today or if you're ready to start the financing process, you can fill out our secure finance application online.